United Bank for Africa (UBA) Ghana Limited has posted a strong financial performance for the third quarter ending September 2025, driven by steady balance sheet growth, strong deposit mobilisation, and prudent risk management.
The Bank’s unaudited results show that gross earnings rose to GH¢1.08 billion as of September 2025, up from GH¢987.2 million in September 2024, a nearly 10% increase.
Profit before tax also improved to GH¢430.7 million, reflecting a resilient business performance amid market pressures.
UBA Ghana’s total assets increased by 18%, rising from GH¢9.58billion in September 2024 to GH¢11.31 billion in September 2025, underscoring the Bank’s continued expansion and strong capital position.
Customer deposits also grew significantly, up by 16% to GH¢8.19billion, compared to GH¢7.08 billion in the same period last year, reflecting customer confidence in the Bank’s brand and services.
The Bank remains financially sound and well-capitalised, with a Capital Adequacy Ratio (CAR) of 20.46%, well above the regulatory minimum CAR set by the Bank of Ghana.
Commenting on the results, the Managing Director and Chief Executive Officer, Uzoechina Molokwu, emphasised the Bank’s commitment to customer satisfaction and inclusive growth
“Our banking solutions continue to be the growth driver for UBA Ghana,” Mr Molokwu said.